The Department of Housing and Urban Development (HUD) moved in July to dismantle core components of the Federal Flood Risk Management Standard (FFRMS). This policy, established under the Biden administration, forces federally financed projects in high-risk zones to account for both current and future inundation. Supporters of the rollback contend that local authorities are better equipped to manage flood conditions than federal regulators, yet the National Housing Law Project (NHLP) argues the change will heighten the threat of displacement and homelessness for those relying on housing assistance.
This proposal aligns with a broader push to eliminate regulations viewed as obstacles to construction. In March, the administration issued an executive order tasking agencies with cutting rules deemed overly burdensome. Liz Zepeda of the Southern Environmental Law Center described the move as a disregard for climate science, noting that it arrives as hurricane seasons grow more destructive. Data from the National Oceanic and Atmospheric Administration highlights the urgency of the issue: the frequency of billion-dollar flooding disasters has surged from an average of 3.3 per year in the 1980s to 23 annually in the 2020s, resulting in over $215 billion in damages.




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